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The Digital Lending Team at Stanbic IBTC Bank has demonstrated outstanding performance, innovation, and resilience in steering the bank’s digital loan portfolio towards profitability. The team’s collective efforts in customer-focused solutions, employee collaboration, and risk management have transformed the business, delivering exceptional financial results The achievements of the Digital Lending team during the year 2024 includes: •Securing in-country and African Region Credit Risk Management Committee approvals for a N12.5 billion Easy Buy product limit, later enhanced to N20 billion. •Driving the end-to-end digitization of Salary Advance, with a N5 billion portfolio limit. •Digitizing Unsecured Personal Loans (UPL), expanding access to salaried customers of unprofiled entities.