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Brilliant, thanks for that Kai. I also just want to ask, while I was looking in this payment, I could see that there were a few times in the past that this has happened before. I assume being a teacher that you get paid fortnightly, would it make things more convenient for you if we were to move your debits to a fortnightly cycle so that it would always come out a day or two after you got paid instead of a fixed day each month?