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Digital transformation is among the competing technology trends that are driving technology adoption. It’s an approach that allows companies to solve traditional problems with technology and, in doing so, to integrate it into every area of operations. Among the major advances resulting from the digital transformation we can name: •The availability of cheap and abundant computer power •The explosion of internet-connected devices; •Precise geographic location identification; •Data analytics, machine intelligence and machine-to-machine interactions; •Real-time feedback and so on... Clearly, this transformation cannot happen from one day to the next; on the contrary, it must be accompanied and guided. For a successful transformation, a precise, agile, scalable, operable and digitally driven strategy must be defined. This evolution is a recognition of the importance of people and culture in driving toward a successful digital transformation. One of the areas that benefits the most from digital transformation in the financial sector is open banking. Open banking is a data sharing system between the different entities of the banking ecosystem, authorized by customers. It allows external companies to access to payment data. The IT machine and the adoption of infrastructures able to allow connections with new realities, such as startups and fintech, are crucial factors. Therefore, it becomes a necessity to achieve and use new technologies. Financial - and other - crises have accelerated the process of changing systems, processes, people and technology in an entire company or business unit. This is a digital transformation that is bringing significant changes in business processes geared towards digitization and in the organization of work.